Admissions
(Click here to view the Admissions website)
General Admissions Information
Young Harris College (YHC) attracts students who demonstrate the ability and motivation to succeed in rigorous liberal arts, science, and professional programs. YHC practices rolling admission; however, students are encouraged to apply early in order to ensure adequate course offerings and housing availability. Applicants are considered for admission for fall or spring semesters. Students must be high school graduates (or have obtained a high school equivalency diploma) by the time they matriculate to YHC. The application for admission is accessed at www.yhc.edu/apply.
First- Time Freshman Admissions Process
Students who have completed less than 30 hours of college-level course work are considered to be first-time freshmen. Students whose college-level course work was completed as a dual enrolled/early college student, regardless of the number of hours completed, are considered to be first-time freshmen.
High school students are eligible to apply after completing their junior year of high school. Acceptance to Young Harris College is based on the applicant’s high school grade point average (GPA). (See Student Profile for the average GPA of incoming freshmen.) Transcripts must be official and submitted directly from the high school. Students who submit a GED score in lieu of high school completion should submit a minimum college-ready score of 165 in each subject-area test section.
Upon receipt of a completed application and official high school transcript(s), the Office of Admissions will review the student’s application file. If listed on the transcript(s), the Office of Admissions will use the unweighted GPA supplied by the high school. If the unweighted GPA is not plainly listed on the transcript(s), the Office of Admissions will calculate the student’s GPA based on all completed high school coursework.
Students who have below a 2.5 unweighted GPA will be denied admission to YHC; however, they will have the opportunity to appeal that decision should they so choose. (See Appeals Policy on page 8.)
Additionally, students coming to YHC with dual enrollment credit from other colleges or universities must submit official college transcripts to receive credit for courses previously completed.
Students who have participated in the Young Harris College Early College program will not have to re-apply for admission if they have completed at least 12 hours of dual enrollment course work at YHC with at least a 2.5 cumulative YHC GPA and no failing grades in any attempted courses. Students interested in and qualified for automatic admission simply need to email admissions@yhc.edu to indicate their desire. The submission of an official final high school transcript after high school graduation will still be required for these students.
Homeschooled Students
If a student is homeschooled, admission decisions are based on the student’s high school GPA and ACT or SAT scores.* Along with the application for admission, students should send a transcript of high school work and official ACT or SAT scores. If the homeschool program has been conducted through a formal homeschool organization program, the transcript should be submitted directly from that homeschool organization. If parents/guardians have designed the curriculum, the transcript should provide detail of each of the subjects studied. If a student has taken the GED, these scores should also be submitted. In some cases, GED scores may be required in order to complete the admissions process.
*Students who have completed 12 or more hours of dual enrollment/early college course work at a regionally accredited college or university can submit their official college transcript(s) in lieu of ACT or SAT scores. In order for college courses to be accepted in lieu of test scores, the student must have a cumulative GPA of at least 2.5, with no failing course grades.
Early College/Dual Enrollment
The Young Harris Early College program is targeted to outstanding high school students in the state of Georgia. With approval from their high school, juniors and seniors may satisfy high school course requirements by enrolling in courses at YHC. All Early College courses offered by YHC are collegiate courses of high quality and rigor that allow students to obtain both high school and transferable college credit.
Early College requirements are as follows:
- Student must be a junior or senior at a public high school, private high school, or be homeschooled.
- Minimum high school academic GPA (as calculated by the Office of Admissions) of 3.0.
- If applicable, students also need to adhere to their high school eligibility requirements for participation.
Additional dual enrollment program information for the state of Georgia can be found at www.gafutures.org. Students from outside the state of Georgia interested in taking classes at YHC while still in high school should contact the Office of Admissions at 800-241-3754 regarding admissions requirements and procedures for Early College.
Readmission
Students who have previously attended Young Harris College, with a one-semester or more gap since last attendance who wish to re-enroll should complete the Application for Readmission. If a student did not attend another institution since their last period of enrollment at YHC, they will be accepted as long as there is not a hold on the student’s account. If a student has attended another institution since their last period of enrollment at YHC, they must submit official college transcripts of coursework from all institutions attended to the Office of Admissions and complete the Student Transfer Form.
Transfer Students
Students seeking to transfer to Young Harris College should complete the application for admission.
Students who have completed 30 or more credit hours of academic-level college coursework must submit official transcript(s) from all previously attended institutions, as well as a Student Transfer Form. If a student has completed less than 30 hours of college credit, they must also submit an official high school transcript in addition to the official college transcript(s).
Admissions decisions for transfers with more than 30 hours of college-level credits will be based solely on college coursework completed. The minimum GPA requirement for transfer students is a 2.5 cumulative college GPA. Students denied admission based on the GPA requirement may request an appeal.
YHC will inform students of the amount of transfer credit accepted by the College prior to enrollment. Students on academic probation at the institution last attended, if admitted, will be admitted to YHC on probation.
In order to graduate from YHC, transfer students must meet all graduation requirements that were in place at the time of their admission to the College. Please note that admission to the college does not necessarily guarantee admission to certain degree programs that may require additional steps.
Transient Students
Young Harris College will accept transient students from other institutions. The parent institution must send a letter of transient permission to the Office of Admissions to initiate the process. No standardized test scores are required for transient admission.
International Students
For purposes of admission, an international student is defined as a student who is not a United States citizen or does not have permanent residency status (Green Card) or who is or will be temporarily in the U.S. in a non-immigrant status.
International Admissions Deadlines
Due to the additional processing time needed for international applicants, applications for admission and all supporting documents (i.e. transcripts, evaluations of coursework, tests, and the Financial Guarantee Statement) must be submitted by the following dates for each semester:
Fall Admission: June 15
Spring Admission: October 15
International Admission Requirements
International First-time Freshman
1. Complete the international application.
2. Students whose native language is not English must submit proof of language proficiency by submitting results of the Test of English as a Foreign Language (TOEFL)or International English Language Testing System (IELTS).
The minimum score for the TOEFL is 79 (TOFEL iBT) or 550 (paper-based exam). The minimum score on the IELTS is 6.5 or higher on the academic module. An SAT Critical Reading score above 450 may also be considered as the English Proficiency requirement, exempting the submission of TOEFL or IELTS scores. Successful completion of level 109 at an ELS Language Center is also sufficient for proof of English proficiency.
3. Applicants who have completed high school in the United States will need to request an official copy of all transcripts be sent to the Office of Admissions.
4. Applicants who have completed coursework at the high school/secondary school or university-level outside of the United States will need to have a course-by-course evaluation of transcripts completed and forwarded to YHC by a transcript evaluation service, which may include one of the following:
Josef Silny & Associates, Inc Educational Credential Evaluators, Inc
7101 SW 102 Avenue PO Box 514070
Miami, FL 33173 Milwaukee WI 53203
(305) 273-1616 414-289-3400
www.jsilny.com https://www.ece.org/
International Transfer Students
1. Complete the international application.
2. International students who are transferring from an institution in the United States with less than 30 hours of college-level coursework will need to provide transcripts from all post-secondary institutions attended along with high school transcripts.
3. Applicants who are transferring from another college/university in the United States with have 30 or more hours of college-level coursework will need to submit college/university transcripts, in addition to the Student Transfer Form for all previously attended institutions for admission consideration. Admissions decisions for transfers with more than 30 hours of college-level credits will be based solely on college coursework completed. The minimum GPA requirement for transfer students is a 2.5 cumulative college GPA. Students denied admission based on the GPA requirement may request an appeal.
4. International students who are transferring from a college/university outside the United States must provide a course-by-course evaluation of transcripts completed and forwarded to YHC by a transcript evaluation service, which may include one of the following:
Josef Silny & Associates, Inc Educational Credential Evaluators, Inc
7101 SW 102 Avenue PO Box 514070
Miami, FL 33173 Milwaukee WI 53203
(305) 273-1616 414-289-3400
www.jsilny.com https://www.ece.org/
5. Transfer students whose native language is not English, and who are transferring from a university outside the United States must submit proof of language proficiency by submitting results of the Test of English as a Foreign Language (TOEFL) or International English Language Testing System (IELTS).
The minimum score for the TOEFL is 79 (TOFEL iBT) or 550 (paper-based exam). The minimum score on the IELTS is 6.5 or higher on the academic module. An SAT Critical Reading score above 450 may also be considered as the English Proficiency requirement, exempting the submission of TOEFL or IELTS scores. Successful completion of level 109 at an ELS Language Center is also sufficient for proof of English proficiency.
Additional Requirements
After an offer of admission has been made to an international student, they will then be required to complete further steps in order to receive the Certificate of Eligibility (Form I-20) necessary to obtain a student visa for entry into the United States.
1. Submit a non-refundable $300 enrollment deposit.
2. The Financial Guarantee Statement (FGS) must be completed and returned to the Office of Admissions. The Certificate of Eligibility (Form I-20) will be issued once the applicant has been found admissible to the College and the FGS has been approved.
3. Copy of unexpired passport with photo ID.
Academic and Admissions Integrity
If a student knowingly makes a false statement or conceals material information on the application for admission, registration card, or any other College document, the student’s offer of admission may be rescinded. If such falsification is discovered after the student has established an academic record at YHC, the student may be subject to dismissal from the College. Such a student will be ineligible (except by special action of the College) for subsequent registration at YHC.
Admissions Requirements for the Baccalaureate Programs
General Requirements for Declaring a Major
By the time a student completes 48 credit hours, they must complete a “Major/Minor Declaration” form and submit it to the Registrar. The form may be obtained from the Registrar’s Office, the Academic Success Center, or on YHC Connect. The major will not be formally declared until the form is processed by the Registrar’s Office.
Special Requirements for Admission to Fine Arts Programs
Students interested in majoring in Art or Graphic Design must apply to enter the program. Students may either submit a portfolio with examples of their art/design works and/or interview with the Department of Art Chair.
Students interested in majoring in Music, Music Education, or Musical Theatre must apply to enter the program. The application process includes an audition, an interview, and a music theory/aural skills diagnostic test (for Music and Music Education).
The Theatre Performance and Theatrical Production and Design programs require no application process beyond admission to the College.
All students interested in majoring in a program in the Division of Fine Arts are encouraged to apply for generous Fine Arts scholarships. For information regarding Fine Arts scholarships, please contact finearts@yhc.edu.
Special Requirements for Admission to the Bachelor of Science in Education Teacher Preparation Programs (Certification in Elementary Education)
The Department of Education policies require all students who intend to seek certification as a professional educator in the state of Georgia, even those who have declared Education as the major, apply for admission to Teacher Preparation Program (TPP). As a professional program offered at Young Harris College, both the TPP and YHC are held accountable to the rigorous standards set forth by the Georgia Professional Standards Commission (GaPSC) for preparing educators in the State. Students seeking admission must meet specific State and Program criteria in addition to those addressed below.
Those seeking admission to the teacher preparation program must demonstrate that they have earned final grades of C- or better in all coursework completed as a part of the general education core, with the exception of those courses that fulfill the requirement of “communicate effectively”. Applicants are required to earn an average of B- or better in all courses that are used to demonstrate meeting the general education requirement to “communicate effectively” (generally courses beginning with ENGL or COMM prefixes). Also, the foundational courses of EDUC 2204 & 2220 will require students to have earned a final course grade of B- or better for application to Elementary Education program. Applicants must also have a cumulative average of 2.75 and have earned 45 credit hours of college-level work. Other requirements include: a passing score or proof of exemption for the Program Admission Test overseen by ETS, proof of completion of Georgia Educator Ethics - Program Entry (360) module, the three letters of recommendation, and completion of an oral and written interview process that suggests the applicant will succeed in the TPP.
Applicants who meet all other criteria, but have earned grades of C- to C+ in communication and education course work may petition for consideration for program admission provided they have formulated a remediation plan to address the deficiency. The petition must be submitted to and approved by the Dean of the Division of Professional Studies. Petitions will be considered by the Dean in conjunction with at least one other faculty member, typically the applicant’s advisor. The act of petitioning does not ensure that an applicant will be admitted to the Teacher Preparation Program. Applicants who have earned grades of D or lower in said coursework are not eligible to petition admission consideration.
The Teacher Preparation Program has an application period every spring and admission occurs each fall. More information can be found at connect.yhc.edu/education /default.aspx.
An applicant who has been denied admission may have that decision reconsidered. The applicant must compose a short letter detailing the reason(s) for the appeal. The letter and supporting documentation (evidence) must supply new information not available to the applicant when the original application was submitted.
All requests must include documentation related to the extraordinary circumstances to be considered for the appeal. Proof must be provided that the established admission criteria for the type of admission (freshman or transfer) and all deadlines have been met.
- There is a limit of one appeal per application per academic term.
- The appeal must be received no later than two weeks from date of the admission decision notification.
- Appeals must be submitted using the online form found at yhc.edu.
- Applicants submitting appeals will be notified of the decision within three weeks of receipt of the appeal (in most cases) via the personal e-mail address listed in the student’s official record.
- Appeal letters must be submitted by applicant - not by anyone acting on their behalf.
- Appeal letters written by anyone other than the applicant will not be considered.
- Letters of recommendation will not be considered.
- Reporting errors made on the application are not a basis for the reversal of a decision.
- Decisions rendered by the Admission Appeals Committee are final and non-negotiable.
Upon receipt of the appeal form, a required interview with the Office of Admissions to address academic pitfalls, scholastic attitude, and future educational goals will be scheduled. The interview will include at least two staff members from the YHC Enrollment Management Team. YHC may also require the student to supply ACT or SAT scores to supplement the student’s application file. Should test scores be requested, YHC will only consider the math and critical reading portions of the SAT. Using the materials provided by the student and the content of the interview, an assessment of the student’s college readiness will be made by Admissions Appeal Committee, which is composed of the Assistant Vice President for Enrollment Management, the Assistant Director of Admissions Recruitment, and the Assistant Director of Admissions Operations.
Financial Aid
(Click here to view the Financial Aid website)
Young Harris College is committed to helping students secure the necessary resources to meet the cost of an excellent education. Financial aid at Young Harris College may take the form of scholarships, grants, loans, and/or Work-Study positions.
The Free Application for Federal Student Aid (FAFSA) must be completed and filed annually by each student seeking need-based financial aid. Young Harris College then develops an award based upon a combination of factors, including the student’s demonstrated financial need as determined by the FAFSA, high school GPA, and SAT or ACT scores.
The Office of Financial Assistance may be contacted for information concerning all application procedures. Financial aid commitments will be made after a student has been accepted for admission.
Young Harris College does not discriminate on the basis of race, sex (including sexual harassment), sexual orientation, ethnic or national origin, religion, age, disabled status, or status as a disabled veteran or veteran of the Vietnam era in administering its financial aid programs.
To be eligible for renewal of financial aid awards each year, students must maintain Satisfactory Academic Progress in accordance with federal, state, and institutional policies.
Satisfactory Academic Progress Policy
The U.S. Department of Education mandates that institutions of higher education establish standards of Satisfactory Academic Progress (SAP) for students receiving financial aid. SAP means a student is progressing through an academic program in a timely manner and successfully completing degree requirements. Young Harris College applies these standards to all students receiving federal, state, and institutional financial aid. SAP will be determined at the end of each semester.
SAP Components
Qualitative (GPA) Requirement - Students are required to maintain a cumulative SAP grade point average (GPA) of 2.0 or higher. Transfer and Learning Support grades are NOT counted when determining the SAP GPA. The Office of Financial Aid determines SAP by evaluating the GPA based on the following grades - A, B, C, D, and F.
Pace of Progression (Completion Rate) - Students receiving financial aid must demonstrate measurable progress toward the completion of their degree program. Students are expected to successfully complete a minimum of 67% of their total credit hours attempted. Transfer credits, including courses taken as a transient student, are included in Pace of Progression calculation. Grades of A, B, C, and D are considered to be successful completion of a course. Grades of F, W, and WF are NOT considered to be successful completion of a course. In addition, hours for repeated courses and hours for which a student received grade forgiveness will be included in the attempted hours’ total. Completion Rate is determined using the following calculation:
Completion rate = cumulative completed hours / by cumulative attempted hours * 100 %
Maximum Time Frame - Students must not exceed 150% of the published credit hours required to earn their degree. For example, a degree which requires 136 hours for completion must not exceed 204 hours (136 x 150% = 204 hours). Transfer credits, including courses taken as a transient student, are included in the Maximum Time Frame calculation. Frequent withdrawals from courses, change of major, failed courses, repeated courses, or courses taken that are not related to the degree program, could cause a student to exceed the 150% requirement.
SAP Review Process
The Office of Financial Aid will review SAP at the end of EACH academic semester to determine if students are meeting the minimum standards for EACH of the components (GPA, Completion Rate, and Maximum Time Frame) listed above. The following are the statuses to be determined:
Meeting SAP - Students who are determined to be in compliance with all of the SAP components will be Meeting SAP and will be eligible for financial aid.
SAP Warning - Students who are NOT meeting the GPA or Completion Rate components of SAP will be placed on SAP Warning for ONE semester following the review. A student is eligible for financial aid during SAP Warning. However, if a student is not meeting SAP standards for Maximum Time Frame, they are immediately placed on SAP Suspension and will no longer be eligible for any financial aid. Students will be notified of their SAP Warning status and will be required to sign an acknowledgment form before their financial aid will be disbursed for the Warning semester.
SAP Suspension - Students who are NOT meeting the GPA or Completion Rate components of SAP at the end of their SAP Warning semester, will be placed on SAP Suspension and will NOT be eligible for ANY financial aid. Students placed on SAP Suspension will have the opportunity to submit an SAP Appeal if they have extenuating circumstances.
SAP Probation - Students who have submitted an SAP Appeal that has been approved, will be placed on SAP Probation for ONE semester and will have their financial aid reinstated. The student will be required to meet with the Academic Success Center as outlined in their SAP Appeal Approval.
Academic Plan - Students who have submitted an SAP Appeal that has been approved, but, have been determined to need more than one semester to meet SAP requirements, will be placed on an academic plan. The student will be required to meet with the Academic Success Center and follow the requirements of their academic plan.
SAP Appeal Process
Students who experienced extenuating circumstances that resulted in their not meeting SAP requirements will be allowed to submit an SAP Appeal form to the SAP Appeal Committee. Extenuating circumstances MUST be due to a situation beyond the student’s control and may include death of an immediate family member, or injury or illness of the student or an immediate family member. Documentation of the circumstance MUST be submitted with the SAP Appeal. SAP Appeals must be submitted NO LATER than two weeks prior to the beginning of the semester for which the student is appealing. Decisions of the SAP Appeal Committee are final.
If the SAP Appeal is approved and the student is placed on SAP Probation, the student will have ONE semester to meet SAP Requirements. Students will be eligible for financial aid during their SAP Probation semester. SAP will be reviewed at the end of the SAP Probation semester, and if the student is NOT meeting the requirements, they will be placed on SAP Suspension for the next semester they enroll.
If the appeal is approved and the student is placed on an academic plan, the student will be required to meet ALL of the requirements set forth in their academic plan. SAP will be reviewed at the end of the academic plan semester, and if the student is NOT meeting the requirements, they will be placed on SAP Suspension for the next semester they enroll.
Avoiding SAP Issues
Withdrawing from classes - Sometimes withdrawing from courses is inevitable, however, students should always speak with a financial aid representative prior to withdrawing from courses to see how it may affect their SAP status. Also, students should speak with their professor to see if there may be a way to avoid withdrawing from courses.
Course Load - Sometimes students take a heavy course load or take too many demanding courses in one semester. Students should speak with their advisor and/or professors to ensure they are taking the appropriate courses to stay on track academically and to meet the SAP requirements.
Dedication - Before enrolling in courses, students should determine if they have the willingness and ability to put forth the time and effort needed to be successful.
Academic Success Center - Young Harris College has excellent resources in place through the Academic Success Center such as tutoring, peer mentoring, etc. These resources are helpful to ensure the student’s success in their courses and help them avoid SAP issues.
Types of Financial Aid
Young Harris College offers different types of financial aid. Scholarships and grants are considered gift aid and do not have to be repaid, however, loans are funds that must be repaid. Student employment is considered self-help aid and will require a commitment from the student. There are two principal categories of financial aid: merit-based assistance and need-based assistance.
Merit-Based Assistance
Awarded in recognition of special skills, talent, and/or academic ability, merit-based assistance includes academic, fine arts, and athletic scholarships.
Academic Scholarships are awarded to full-time entering freshmen who are academically qualified based upon their high school GPA. Students are considered for these scholarships upon completion of the Application for Admission and Academic Scholarships and submission of their official high school transcript and test scores. These scholarships are awarded for up to four years as long as the student meets all renewal criteria.
Transfer Scholarships are awarded to students transferring with 30 or more hours of college-level coursework. Amounts are determined based on the student’s college GPA. Students who have completed fewer than 30 hours of college-level coursework will be considered for freshman scholarships.
Fine Arts Scholarships are awarded to students majoring in art, music, theatre or musical theatre and who demonstrate an outstanding ability in their area of study. Competition may include an on-campus interview, audition, survey of the applicant’s portfolio, and written recommendations.
Athletic Scholarships are awarded in baseball, softball, men’s and women’s basketball, men’s and women’s golf, men’s and women’s lacrosse, men’s and women’s soccer, men’s and women’s tennis and co-ed cheerleading. The coaches will interview and evaluate athletic skills of applicants. Interested students should contact the appropriate coach for additional information.
Need-Based Assistance
Need-based assistance, including grants, Work-Study, and loans, is funded from federal, state, and institutional sources. A student’s eligibility to receive need-based assistance is determined by information submitted each year on the Free Application for Federal Student Aid (FAFSA). Most need-based funds are limited; therefore, you must file the FAFSA in a timely manner. If a student has demonstrated need (the difference between the estimated cost of attendance and the expected family contribution), the Financial Aid Office will offer a financial aid package based on: (1) demonstrated need and (2) academic ability of the student (high school GPA and SAT or ACT scores). For renewal of aid, a continuing student must be making satisfactory progress and must have demonstrated need.
Federal Pell Grant: Eligibility for this grant is based on federal methodology. Awards for full-time enrollment range from $692 to $6,895 for the 2022-2023 academic year. Award amounts will be reduced for less than full-time enrollment.
Federal Supplemental Educational Opportunity Grant (FSEOG): Eligibility for this grant is based on federal methodology and priority is given to Federal Pell Grant recipients demonstrating the most financial need.
Appleby Grant: This grant was established in 1964 by Mr. Scott B. Appleby for local full-time students who demonstrate need and maintain satisfactory progress.
United Methodist Scholarships: These scholarships are awarded on the basis of active interest and participation in The United Methodist Church, character, scholarship, promise of useful service, and financial need. Visit the Methodist web sites, gbhem.org and/or umhef.org for further information concerning scholarship opportunities.
O. Wayne Rollins Scholarship Fund: Each year, the O. Wayne Rollins Foundation provides a number of scholarships for deserving students. The College’s scholarship committee submits recommendations to the Rollins Foundation for final selection of the recipients of these scholarships. These scholarships are renewable if the conditions for renewal are met.
State Funds
Georgia Tuition Equalization Grant: Qualified students who attend a private college, are enrolled full-time, and who are legal residents of Georgia are entitled to receive the Georgia Tuition Equalization Grant.
HOPE Scholarship: The HOPE Scholarship is available to all eligible full-time and part-time students who are Georgia residents. Students must graduate from an eligible high school with a 3.0 GPA. Students must maintain a 3.0 GPA in college to continue to receive the HOPE Scholarship. The amount is determined each year by the Georgia Student Finance Commission.
Zell Miller Scholar Program: The Zell Miller Scholarship is available to all eligible full-time and part-time students who are Georgia residents. Students must graduate from an eligible high school with a grade point average of at least a 3.7, have a score of at least 1,200 combined critical reading score and math score on a single administration of the SAT or an ACT score of at least 26, and meet the rigor requirements as set forth by the Georgia Student Finance Commission; OR students must have graduated from an eligible high school as the valedictorian or salutatorian. Students must maintain a 3.3 GPA in college to continue receiving the Zell Miller Scholarship.
The Georgia Student Finance Commission requires that anyone receiving Georgia state funds (Zell Miller Scholarship, HOPE Scholarship, and/or the Georgia Tuition Equalization Grant) must file the FAFSA or complete the GSFAPP. If you plan to complete the GSFAPP, go to www.gafutures.org, under “Shortcuts”, click on GSFAPP. The FAFSA or the GSFAPP must be completed prior to the beginning of your first semester.
For more information regarding State funds, visit www.gafutures.org.
Other Sources of Assistance
Student Employment opportunities are available for students to work on campus. YHC’s Student Employment Application must be filed for any desired position. Students must also file the FAFSA to be eligible for need-based Federal Work-Study.
Loans
Loans are sources of funding that allow students to spread the cost of education over time. Loans must be repaid even if the student does not complete their education.
The Free Application for Federal Student Aid (FAFSA) must be filed to apply for Federal Direct Loans.
Federal Direct Subsidized Loans are low-interest loans offered the federal government. Recipients must demonstrate financial need as determined by information provided on the FAFSA. No interest is paid on this loan as long as the student is continuously enrolled at least half-time. Freshmen may borrow up to $3,500 per academic year; sophomores may borrow up to $4,500 per academic year; upperclassmen may borrow up to $5,500 per academic year. Further details may be obtained from the financial aid office.
Non-Need-Based Loans include the Federal Direct Unsubsidized Loan for students, the United Methodist Student Loan, and the Federal Direct PLUS Loan for parents or graduate students.
Federal Direct Unsubsidized Loan: This is not a need based loan. Recipients must be enrolled at least half-time and must file the FAFSA to be eligible for this loan. The interest on this loan begins to accumulate once the loan funds are received. Further details are available from the financial aid office.
United Methodist Student Loan: This fund, established by The United Methodist Church, offers loans to United Methodist students. The applicant must be enrolled full-time and maintain at least a “C” average. Students may borrow a maximum of $5,000 per academic year. Applications are available online at https://www.gbhem.org/.
Federal Direct Parent PLUS Loan are available to graduate students or credit-worthy parents of eligible dependent students. PLUS Loans are not based on financial need. Applications may be completed online at www.studentloans.gov. Borrowers must begin repaying principal and interest within 60 days after the final loan disbursement of their annual period of enrollment. Further details may be obtained from the financial aid office.
Financial Aid Grievances
The Georgia Non-Public Post-Secondary Education Commission is responsible for receiving student complaints regarding federal aid. Contact information for the Georgia Non-Public Post secondary Education Commission is as follows:
Georgia Non-Public Post-Secondary Education Commission
2082 East Exchange Place
Suite 2200
Tucker Georgia 30084-5305
Office: 770-414-3300
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